

Costs Breakdown
Understanding the cost of surrogacy is one of the important steps of the surrogacy journey. We invite you to schedule a consultation with one of our case managers, so we can explain all the fees that are involved in this process. Below is an overview of the surrogacy cost.
Costs Breakdown
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Lumenes Professional Fee
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Surrogate Initial Screening Fees
Travel Expenses for screening appointments
​Psychological Evaluation Fee
Background Check Fee
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Legal Fees
Legal Representation Fee for Surrogacy Contracts between Intended Parents and Gestational Surrogate
​Pre -Birth Judgment
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Surrogate Compensation and Related Expenses
(Please Refer to Surrogate Compensation Page)
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Medical Fees
Medical Fees that are not covered by Insurance
Insurance Copayments
Over-The-Counter Medications
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Insurance
Surrogacy Insurance
Life Insurance
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Are the IVF fees included in the estimation of surrogacy costs?
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The estimation of surrogacy costs does not include any medical fees associated with the services provided by the IVF center. Such fees included egg and sperm retrieval, surrogate medical screening, IVF cycle medications, and monitoring fees, etc. should be paid to the IVF center directly.
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Will My Insurance Cover Surrogacy Program Costs?
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Most private health insurance policies do not cover surrogacy. Lumenes will have a professional insurance agent to review the existing insurance policy of the chosen surrogate candidate to determine whether the policy cover surrogacy. If determined that the surrogate own insurance doesn't cover surrogacy. The insurance agent will present available options to the Intended Parents and the surrogate.